Retirement Age – Born in 1964

Last updated on July 25th, 2017

What is my retirement age if I was born in 1964?

If you are a man then growing up you would have expected your retirement age to be age 65, and if you are a woman then you may have expected to retire at age 60 but things have moved on since then and now that state pension ages have been equalised and increased, this is no longer the case any more.

So whether you are a man or a woman and you were born in 1964 then your retirement age is now going to be age 67. So you will be entitled to claim your state pension benefits in 3031.

No Further Changes

There have been further reviews of retirement ages since your State pension age was set at 67 and these have not increased your retirement age any further and so it seems extremely likely that there will be no further changes to your retirement age (at least not upwards).

The government have stated that they are basing the calculation of retirement ages on the expectancy that people will spend on average around 32% of their adult working life in retirement.

How Much Pension Will I Get?

If in the meantime you want to find out how much state pension you will be entitled to, take a look at our pages showing how you can apply for a forecast of your state pension. This should give you an indication of what you will get at retirement which means that you could plan to increase your own pension with further contributions of your own.